Axis Bank Buzz Card: Best Card with Discounts for Flipkart

Axis Bank Buzz Card: Best Card with Discounts for Flipkart

The Best Credit Card for Flipkart Shoppers

Good for

  • Flipkart shoppers
  • Students
  • Frequent diners

Bad for

  • Consumers looking for a general spending card
  • Consumers that spend over Rs. 8,000 on Flipkart per month

Editor's Rating

4.0/5.0

The Axis Bank Buzz Credit Card is the best credit card for Flipkart shopping. The card has a unique discount scheme that changes depending on the time of month that the products are purchased. For instance, the card offers discounts of 5-10% depending on the day of the month. Moreover, the card has a great sign-up and renewal bonus offered in Flipkart vouchers. However, the card earns very low rewards rates, and is best used for Flipkart purchases.

ProsCons
  • 10% discount on Flipkart purchases made on the 1st to 5th of every month
  • 5% discount on Flipkart purchases made on any day after the 6th
  • Online shopping rewards rate: 0.14%
  • General spending rewards rate: 0.90%
Promotions:
  • Sign-Up Bonus: ₹ 1000 Flipkart voucher after making 3 purchases within 45 days of issuance.
  • Anniversary Bonus: Annual spends on Flipkart earns Flipkart vouchers - ₹ 25,000 earn ₹ 500, ₹ 50,000 earns ₹ 1,000, 100,000 earns ₹ 2,500
  • Anniversary Bonus: Overall annual spends with the card earns Flipkart vouchers - ₹ 100,000 earn ₹ 1,000, ₹ 200,000 earns ₹ 2,000
Card Overview
Pros:
  • 10% discount on Flipkart purchases made on the 1st to 5th of every month
  • 5% discount on Flipkart purchases made on any day after the 6th
Cons:
  • Online shopping rewards rate: 0.14%
  • General spending rewards rate: 0.90%
Promotions:
  • Sign-Up Bonus: ₹ 1000 Flipkart voucher after making 3 purchases within 45 days of issuance.
  • Anniversary Bonus: Annual spends on Flipkart earns Flipkart vouchers - ₹ 25,000 earn ₹ 500, ₹ 50,000 earns ₹ 1,000, 100,000 earns ₹ 2,500
  • Anniversary Bonus: Overall annual spends with the card earns Flipkart vouchers - ₹ 100,000 earn ₹ 1,000, ₹ 200,000 earns ₹ 2,000

What Makes Axis Bank Buzz Card Stand Out?

The Axis Bank Buzz Credit Card is the ideal card for avid Flipkart shoppers, due to the great discounts and excellent promotions offered to cardholders. The card offers discounts based on the time of the month. For instance, when purchases are made 1st to the 5th of every month the products have a discount of 10% (capped at Rs. 400 per month), while purchases made on any other day of the month will have a 5% discount (capped at Rs. 200 per month) applied to them. This means that the cardholder can spend up to Rs. 4,000 on both the first 5 days of the month and another Rs. 4,000 for the remainder of the month before hitting the cap and save a total of Rs. 600 each month.

Furthermore, the card offers a great set of promotions in Flipkart vouchers as sign-up and renewal bonuses, which increase based on spending. This way, high spenders are compensated for the relatively low 0.14% rewards rate (3 points per Rs. 200 spent; 5 EDGE points = 1 InterMile) earned on online spending. Additionally, the Axis Buzz Card offers a 15% discount on partnered restaurants through the Dining Delights Programme, making it a good fit for frequent diners as well. However, the card earns a very low rewards rate of 0.09% on general spending (2 points per Rs. 200 spent; 5 EDGE points = 1 InterMile). Therefore, this card is best suited for consumers seeking a credit card to use on Flipkart, exclusively.

How Does the Axis Bank Buzz Rewards Programme Work?

The Axis Bank Buzz rewards programme is points based that offers elevated, yet still low, rewards on online shopping. The card earns 3 points per Rs. 200 spent on online shopping. The card earns 2 points per Rs. 200 spent on general spending. The redemption for these rates is 5 EDGE points = 1 InterMile = Rs. 45.

  • 3 points per Rs. 200 spent on online shopping
  • 2 points per Rs. 200 spent on general spending
  • Points redemption rate: 5 EDGE points = 1 InterMile = Rs. 45

Axis Bank Buzz Credit Card's Features and Benefits:

Card Overview
  • Joining Fee: Rs. 750
  • Annual Fee: Rs. 750
  • Income Requirement: None listed by issuer
  • Age Requirement: 18-70
Rewards Rate Details
  • 0.14% on online shopping
  • 0.09% on general spending
Benefits & Perks
  • 10% discount on Flipkart purchases made on 1st to 5th of every month
  • 5% discount on Flipkart purchases made on 6th to the end of every month
  • 15% discount on partnered restaurants with Dining Delights
Promotions:
  • Sign-Up Bonus: ₹ 1000 Flipkart voucher after making 3 purchases within 45 days of issuance.
  • Anniversary Bonus: Annual spends on Flipkart earns Flipkart vouchers - ₹ 25,000 earn ₹ 500, ₹ 50,000 earns ₹ 1,000, 100,000 earns ₹ 2,500
  • Anniversary Bonus: Overall annual spends with the card earns Flipkart vouchers - ₹ 100,000 earn ₹ 1,000, ₹ 200,000 earns ₹ 2,000

How Does the Axis Bank Buzz Credit Card Compare Against Other Cards?

The Axis Bank Buzz Credit Card is the best card offered for Flipkart use; however, it is not competitive in terms of rewards rates for any spending category on the card. The strength of the card is with the discounts offered on Flipkart. Therefore it is best utilised by frequent Flipkart shoppers. Read our comparisons of the Axis Bank Buzz Credit Card:

Graph showing India’s Best Online Shopping Cards for Consumers Spending approximately Rs. 47,000 per month

Axis Bank Buzz Card vs. Axis Bank Neo Card

Consider this if you shop on Myntra often

Age Requirement 18-70
Annual Income Requirement None listed by issuer

While the Buzz card works well for Flipkart shoppers, the Axis Bank Neo Card is the best shopping card for consumers who prefer to make purchases on Myntra. With this card, cardholders receive a 10% discount on both Myntra and Akbar Travels. Additionally, they will receive a 10% discount on RedBus tickets (max Rs. 100 discount monthly), Freecharge mobile recharges (max discount Rs. 30 monthly) and BookMyShow tickets (max discount Rs. 50 monthly). These discounts match the discounts offered by the Axis Buzz Card, but are offered for different retailers. Therefore, depending on your retailer preferences, we would guide consumers interested in Myntra, bus tickets, mobile recharges and movie tickets to the Neo Card. While we would guide consumers who frequently purchase on Flipkart to the Buzz Card.

Axis Bank Buzz Card vs. SimplyClick SBI Card Card

Consider this if you are interested in an online shopping card to use on the Amazon platform

Age Requirement None listed by issuer
Annual Income Requirement None listed by issuer

If you prefer to shop on Amazon and sites, instead of Flipkart, then the SimplyCLICK SBI Card is likely a better fit for you. This card earns a solid rewards rate of 2.50% (10 points per Rs. 100 spent, 4 points = Rs. 1) on Amazon and other select retailers (BookMyShow, Cleartrip, Lenskart, Netmeds, Rentomojo and UrbanClap) and a 1.25% rewards rate (5 points per Rs. 100, 4 points = Rs. 1) on all other online spending. These rewards rates are higher than any offered by the Buzz Card. However, the SimplyClick card does not offer discounts similar to the Flipkart discounts offered by the Buzz card. As a result, the SimplyCLICK Card is best suited for consumers that are looking for solid rates on online shopping, while the Axis Buzz Card is better suited for Flipkart spenders.

Axis Bank Buzz Card vs. Axis Bank My Zone Card

Consider this if you frequently make purchases on Myntra and purchase movie tickets at Paytm

Age Requirement 18-70
Annual Income Requirement None listed by issuer

Both the Axis Buzz Card and the Axis Bank My Zone Credit Card are great options for students. For instance, the My Zone card charges a lower fee (Rs. 500) and has a lower age requirement (18 years) compared to other cards. It also earns a 0.18% rewards rate (4 points per Rs. 200 spent, 5 eDGE points = 1 InterMile = Rs. 0.45), which is lower than other cards, but competitive for a credit card that has such flexible eligibility requirements. Another advantage of the card is its 25% discount on select Myntra styles and 25% off on Paytm movie tickets. However, the 5-10% discounts offered on Flipkart through the Buzz Card are more attractive as the Flipkart platform offers a more versatile array products and the discounts are not limited to certain products or styles on the platform. Due to these discounts, we recommend the My Zone Card for students who frequently shop at Myntra and purchase movie tickets at Paytm, but recommend the Buzz Card to those who tend to spend more on Flipkart.

Sahmi Chowdhury

Sahmi is a Junior Research Analyst specialising in credit cards and insurance in India. He previously worked in the financial services sector at Brown Brothers Harriman and True Capital Management.