Best Axis Bank Credit Cards in India 2020

Axis Bank offers great credit cards that can offer excellent value to many different consumers. Our researchers at ValueChampion have conducted research on hundreds of cards to come up with a comprehensive list of the top cards from Axis Bank.

Best Travel Rewards Cards:
  • Axis Insta Easy: 1.2% domestic, 2.4% international, Rs. 20,000 fixed deposit
Best Online Shopping:
  • Axis Buzz: Rs. 2,000 in Flipkart vouchers, 7% on Flipkart
  • Axis Neo: 10% off select Myntra styles, redBus, Freecharge, BookMyShow
Student:

Best Travel Rewards Credit Cards

Travel rewards cards are great options for individuals that travel often due to rewards and benefits offered. Pinpointing the card that best suits your spending habits and travel needs can significantly elevate your travel experience—if you are a frequent traveler, this section may be particularly helpful to you.

Best Credit Card Against Fixed Deposit for Travel Rewards: Axis Bank Insta Easy Credit Card

  • 1.2% domestic, 2.4% international, Rs. 20,000 fixed deposit
  • Promotions: Sign-Up Bonus: 100 points (Rs. 40 in Yatra vouchers) on first online transaction
  • Read Our Review
  • Minimum Fixed Deposit: Rs. 20,000
  • No Fees
  • Earn Rate: 6 points per Rs. 200 spent on domestic transactions except on Fuel; 12 points per Rs. 200 spent on international transactions
  • Point Value: 1 Axis eDGE Reward Point = Rs. 0.40 Yatra Travel Vouchers
  • Perks: Axis Bank’s Dining Delights program
  • Fuel Surcharge Waiver: Transactions Rs. 400 – 4,000; max Rs. 400 waived per month
The Axis Bank Insta Easy Card is the best card on the market for consumers looking for a card against fixed deposit that earns travel rewards. The card has no annual fees, no annual income requirements, no minimum age and requires a minimum of just Rs. 20,000. Additionally, the card earns a great 2.4% rewards rate (12 points per Rs. 200, 1 point = Rs. 0.40 in Yatra vouchers) on international transactions. Additionally, the card earns a solid 1.2% rewards rate (6 points per Rs. 200; 1 point = Rs. 0.40 in Yatra vouchers) on all domestic spending. This card is ideal for individuals seeking a secured travel card.
  • 1.2% domestic, 2.4% international, Rs. 20,000 fixed deposit
  • Promotions: Sign-Up Bonus: 100 points (Rs. 40 in Yatra vouchers) on first online transaction
  • Read Our Review
  • Minimum Fixed Deposit: Rs. 20,000
  • No Fees
  • Earn Rate: 6 points per Rs. 200 spent on domestic transactions except on Fuel; 12 points per Rs. 200 spent on international transactions
  • Point Value: 1 Axis eDGE Reward Point = Rs. 0.40 Yatra Travel Vouchers
  • Perks: Axis Bank’s Dining Delights program
  • Fuel Surcharge Waiver: Transactions Rs. 400 – 4,000; max Rs. 400 waived per month
The Axis Bank Insta Easy Card is the best card on the market for consumers looking for a card against fixed deposit that earns travel rewards. The card has no annual fees, no annual income requirements, no minimum age and requires a minimum of just Rs. 20,000. Additionally, the card earns a great 2.4% rewards rate (12 points per Rs. 200, 1 point = Rs. 0.40 in Yatra vouchers) on international transactions. Additionally, the card earns a solid 1.2% rewards rate (6 points per Rs. 200; 1 point = Rs. 0.40 in Yatra vouchers) on all domestic spending. This card is ideal for individuals seeking a secured travel card.

Best No-Fee Travel Rewards Card: Axis Bank Pride Signature Credit Card

  • 1.6% back on all spend
  • 2 airport lounge visits a quarter across 5 major domestic cities
  • Promotions: Monthly Bonus: 100 points (₹ 40 in Yatra vouchers) on spend of ₹ 5,000
  • Annual Fee: None 1st year; Rs. 500 beyond 1st year, waived on annual spend of Rs. 40,000
  • Earn Rate: 8 points per Rs. 200 spent (except on fuel)
  • Point Value: 1 point = Rs. 0.40 Yatra vouchers
  • Perks: Access to lounges across 7 cities in India (Delhi, Bangalore, Mumbai, Pune, Chennai, Hyderabad, Kolkata) 2 visits/quarter; dining benefits
  • Fuel Surcharge Waiver: Transactions Rs. 400 – 4,000. Max Rs. 400 per month
The Axis Pride Signature is the best no-fee travel credit card on the market. After the first year, the card's low annual fee (Rs. 500) is easily waived. Furthermore, the Axis Pride Signature also offers a solid 1.6% rewards rate (8 point per Rs. 200 spent; 1 point = Rs. 0.40 Yatra vouchers) on all spending categories. Moreover, the card offers 2 airport lounge visits per quarter across 7 major domestic cities (Delhi, Bangalore, Mumbai, Pune, Chennai, Hyderabad, Kolkata). Therefore, the Axis Pride Signature Credit Card is best suited for those looking for a no-fee option that is best for travel.
  • 1.2% domestic, 2.4% international, Rs. 20,000 fixed deposit
  • Promotions: Monthly Bonus: 100 points (₹ 40 in Yatra vouchers) on spend of ₹ 5,000
  • Annual Fee: None 1st year; Rs. 500 beyond 1st year, waived on annual spend of Rs. 40,000
  • Earn Rate: 8 points per Rs. 200 spent (except on fuel)
  • Point Value: 1 point = Rs. 0.40 Yatra vouchers
  • Perks: Access to lounges across 7 cities in India (Delhi, Bangalore, Mumbai, Pune, Chennai, Hyderabad, Kolkata) 2 visits/quarter; dining benefits
  • Fuel Surcharge Waiver: Transactions Rs. 400 – 4,000. Max Rs. 400 per month
The Axis Pride Signature is the best no-fee travel credit card on the market. After the first year, the card's low annual fee (Rs. 500) is easily waived. Furthermore, the Axis Pride Signature also offers a solid 1.6% rewards rate (8 point per Rs. 200 spent; 1 point = Rs. 0.40 Yatra vouchers) on all spending categories. Moreover, the card offers 2 airport lounge visits per quarter across 7 major domestic cities (Delhi, Bangalore, Mumbai, Pune, Chennai, Hyderabad, Kolkata). Therefore, the Axis Pride Signature Credit Card is best suited for those looking for a no-fee option that is best for travel.

Online Shopping

Online shopping cards are useful to any shopper due to the discounts or high rewards that they can typically provide. If you find yourself shopping online often, this section may be the most useful for you.

Best Credit Card for Flipkart: Axis Bank Buzz Credit Card

  • 5%-10% discount on Flipkart depending on the day of the month
  • 3x reward points on all online shopping
  • Promotions: Sign-Up Bonus: ₹ 1000 Flipkart voucher after making 3 purchases within 45 days of issuance.
  • Anniversary Bonus: Annual spends on Flipkart earns Flipkart vouchers - ₹ 25,000 earn ₹ 500, ₹ 50,000 earns ₹ 1,000, 100,000 earns ₹ 2,500
  • Anniversary Bonus: Overall annual spends with the card earns Flipkart vouchers - ₹ 100,000 earn ₹ 1,000, ₹ 200,000 earns ₹ 2,000
  • Read Our Full Review
  • Annual Fee: Rs. 750
  • Flipkart Discount: 10% from the 1st to 5th of every month, 5% remainder of month
  • Reward Earn Rate: 6 points/Rs. 200 spent online shopping, 2 points/Rs. 200 on all else
  • Point Value: 5 eDGE point = 1 InterMile = Rs. 0.51

The Axis Bank Buzz Credit Card is great for consumers that tend to shop on Flipkart. First, the card offers excellent sign-up and anniversary bonuses that are provided in Flipkart vouchers. Additionally, high spenders are given a great opportunity to earn excellent Flipkart vouchers through increased annual spending.

Furthermore, depending on the time of the year, the card offers excellent discounts on Flipkart. For instance, on the 1st to the 5th of every month the card offers a 10% discount and from the 6th and onwards the discount is reduced to 5%. This is also on top of a 3x accelerated rewards rate 0.31% rewards rate (6 points per Rs. 200 spent; 5 eDGE point = 1 InterMile = Rs. 0.51) that is earned on online shopping. Unfortunately, this card will earn a low rewards rate of 0.1% (2 points per Rs. 200 spent; 5 eDGE point = 1 InterMile = Rs. 0.51) on all other categories making it a great card primarily for Flipkart spending.

Annual Flipkart SpendFlipkart Vouchers
₹ 25,000₹ 500
₹ 50,000₹ 1,000
₹ 100,000₹ 2,500
Overall Annual SpendFlipkart Vouchers
₹ 100,000₹ 1,000
₹ 200,000₹ 2,000
  • 5%-10% discount on Flipkart depending on the day of the month
  • 3x reward points on all online shopping
  • Promotions: Sign-Up Bonus: ₹ 1000 Flipkart voucher after making 3 purchases within 45 days of issuance.
  • Anniversary Bonus: Annual spends on Flipkart earns Flipkart vouchers - ₹ 25,000 earn ₹ 500, ₹ 50,000 earns ₹ 1,000, 100,000 earns ₹ 2,500
  • Anniversary Bonus: Overall annual spends with the card earns Flipkart vouchers - ₹ 100,000 earn ₹ 1,000, ₹ 200,000 earns ₹ 2,000
  • Read Our Full Review
  • Annual Fee: Rs. 750
  • Flipkart Discount: 10% from the 1st to 5th of every month, 5% remainder of month
  • Reward Earn Rate: 6 points/Rs. 200 spent online shopping, 2 points/Rs. 200 on all else
  • Point Value: 5 eDGE point = 1 InterMile = Rs. 0.51

Axis Bank Buzz Credit Card is great for consumers that tend to shop on Flipkart. First, the card offers excellent sign-up and anniversary bonuses that are provided in Flipkart vouchers. Additionally, high spenders are given a great opportunity to earn excellent Flipkart vouchers through increased annual spending.


Furthermore, depending on the time of the year, the card offers excellent discounts on Flipkart. For instance, on the 1st to the 5th of every month the card offers a 10% discount and from the 6th and onwards the discount is reduced to 5%. This is also on top of a 3x accelerated rewards rate 0.31% rewards rate (6 points per Rs. 200 spent; 5 eDGE point = 1 InterMile = Rs. 0.51) that is earned on online shopping. Unfortunately, this card will earn a low rewards rate of 0.1% (2 points per Rs. 200 spent; 5 eDGE point = 1 InterMile = Rs. 0.51) on all other categories making it a great card primarily for Flipkart spending.

Annual Flipkart SpendFlipkart Vouchers
₹ 25,000₹ 500
₹ 50,000₹ 1,000
₹ 100,000₹ 2,500
Overall Annual SpendFlipkart Vouchers
₹ 100,000₹ 1,000
₹ 200,000₹ 2,000

Best Credit Card for Myntra: Axis Bank Neo Card

  • Power of 10 discount scheme
  • Promotions: Sign-Up Bonus: ₹ 250 Amazon gift voucher on first spend within 30 days of issuance
  • Sign-Up Bonus: ₹ 300 BookMyShow gift voucher
  • Myntra voucher of up to ₹ 500
  • Annual Fee: 250 (in 1st year, spend Rs. 2,500 in 45 days to waive)
  • Power of 10 Discounts: 10% discount on Myntra purchases (Rs. 500 minimum transaction), Akbar Travels (Flat Rs. 500 off of flight bookings with minimum transaction being Rs. 5,000), BookMyShow movie tickets (monthly benefits up to Rs. 30) and mobile recharges (through the Freecharge mobile app— monthly benefits up to Rs. 30)
  • Reward Earn Rate: 2 points/Rs. 200 spent on all
  • Point Value: 5 eDGE point = 1 InterMile = Rs. 0.51
The Axis Bank Neo Card is the best option offered for individuals who prefer to shop on Myntra. The card offers a scheme called the “power of 10”, in which cardholders receive a 10% discount on Myntra, Akbar Travels, BookMyShow movie tickets and mobile recharges. Looking past these great discounts, the card earns a below average rewards rate of 0.10% (2 points per Rs. 200 spent; 5 eDGE point = 1 InterMile = Rs. 0.51) on all spending categories. Therefore, this is a great card for discounts in certain categories or retailers, especially Myntra.
  • Power of 10 discount scheme
  • Promotions: Sign-Up Bonus: ₹ 250 Amazon gift voucher on first spend within 30 days of issuance
  • Sign-Up Bonus: ₹ 300 BookMyShow gift voucher
  • Myntra voucher of up to ₹ 500
  • Annual Fee: 250 (in 1st year, spend Rs. 2,500 in 45 days to waive)
  • Power of 10 Discounts: 10% discount on Myntra purchases (Rs. 500 minimum transaction), Akbar Travels (Flat Rs. 500 off of flight bookings with minimum transaction being Rs. 5,000), BookMyShow movie tickets (monthly benefits up to Rs. 30) and mobile recharges (through the Freecharge mobile app— monthly benefits up to Rs. 30)
  • Reward Earn Rate: 2 points/Rs. 200 spent on all
  • Point Value: 5 eDGE point = 1 InterMile = Rs. 0.51
The Axis Bank Neo Card is the best option offered for individuals who prefer to shop on Myntra. The card offers a discount scheme called the “power of 10” where cardholders are given a 10% discount on Myntra, Akbar Travels, BookMyShow movie tickets and mobile recharges. Looking past these great discounts, the card earns a below average rewards rate of 0.10% (2 points per Rs. 200 spent; 5 eDGE point = 1 InterMile = Rs. 0.51) on all spending categories. Therefore, this is a great card for discounts in certain categories or retailers, especially Myntra.

Best SBI Student Credit Card: Axis Bank My Zone Credit Card

  • 1 domestic lounge visit
  • Promotions: Anniversary Bonus: 1,000 bonus eDGE rewards for a minimum spend of ₹ 30,000 each quarter, totalling to a possible 10,000 (~ ₹ 900) points annually.
  • Annual Fee: Rs. 500 (waivable in the first year with minimum spends of Rs. 5,000 within 45 days of card issuance)
  • Rewards Rate: 4 points per Rs. 200 on all spends
  • Point Value: 5 eDGE point = 1 InterMiles = Rs. 0.51
  • Myntra: Up to 25% off at purchases at Myntra
  • Dining: Up to 20% off at partnered restaurants
  • Movies: Up to 25% cashback for movie ticket purchases at Paytm (Rs. 100 cashback cap per month)
  • Airport Lounges: 1 domestic lounge access at select airports per quarter
  • Fuel Surcharge: 1% fuel surcharge waiver on all fuel transactions
The Axis Bank My Zone Credit Card is a great option for young students interested in acquiring a credit card. First, this card is easily attainable as the age requirement is 18 and the card has no salary requirement. Furthermore, the card incurs a low fee of Rs. 500, which can be waived in the first year. The My Zone card offers a 0.20% rewards rate (4 points per Rs. 200 spent, 5 eDGE points = 1 InterMile = Rs. 0.51), which is a competitive rate for a card that offers such a low fee and low age requirements. Additionally, the card offers great discounts at merchants like Myntra and Paytm and solid annual promotions for cardholders to accrue points. As a result, this is among the top student cards in India and is the best overall student card from Axis Bank.
  • 1 domestic lounge visit
  • Promotions: Anniversary Bonus: 1,000 bonus eDGE rewards for a minimum spend of ₹ 30,000 each quarter, totalling to a possible 10,000 (~ ₹ 900) points annually.
  • Annual Fee: Rs. 500 (waivable in the first year with minimum spends of Rs. 5,000 within 45 days of card issuance)
  • Rewards Rate: 4 points per Rs. 200 on all spends
  • Point Value: 5 eDGE point = 1 InterMiles = Rs. 0.51
  • Myntra: Up to 25% off at purchases at Myntra
  • Dining: Up to 20% off at partnered restaurants
  • Movies: Up to 25% cashback for movie ticket purchases at Paytm (Rs. 100 cashback cap per month)
  • Airport Lounges: 1 domestic lounge access at select airports per quarter
  • Fuel Surcharge: 1% fuel surcharge waiver on all fuel transactions
The Axis Bank My Zone Credit Card is a great option for young students interested in acquiring a credit card. First, this card is easily attainable as the age requirement is 18 and the card has no salary requirement. Furthermore, the card incurs a low fee of Rs. 500, which can be waived in the first year. The My Zone card offers a 0.20% rewards rate (4 points per Rs. 200 spent, 5 eDGE points = 1 InterMile = Rs. 0.51), which is a competitive rate for a card that offers such a low fee and low age requirements. Additionally, the card offers great discounts at merchants like Myntra and Paytm and solid annual promotions for cardholders to accrue points. As a result, this is among the top student cards in India and the best overall student card from Axis Bank.