Best Credit Cards for Movie Tickets in India 2020

A number of cards in India offer rewards on movie ticket transactions. From points to cashback cards, we have reviewed hundreds of credit cards to help you find the best option that will benefit you most the next time you go to a movie.

Best Movie Credit Card:
Best Overall Cashback:
Best Overall Points:
No-Fee Card:
Best Against Fixed Deposit:
Learn More About Comparing Credit Cards

Best Credit Card for Movies: Kotak Mahindra Delight Platinum Credit Card

  • 10% cashback on movies and dining
  • Promotions: Anniversary Bonus: Spend ₹ 125,000 every 6 months and get ₹ 750 cashback or 4 free PVR tickets
  • Read Our Review
  • Joining Fee: Rs. 1,999
  • Annual Fee: Rs. 299
  • Reward Earn Rate: Spend a minimum of Rs. 10,000 monthly on categories other than dining and entertainment and earn 10% cashback on dining (stand-alone outlets) and movies (max transaction Rs. 4,000, max Rs. 600 cashback/month)
  • Fuel Surcharge Waiver: Transactions Rs. 400-4000 (max Rs. 4,500 waived/year)
The Kotak Delight Platinum Card is an excellent option to use on movie ticket purchases. This card offers the best-in-market cashback rate of 10% for both movies and dining. To achieve this excellent cashback rate, the cardholder is required to spend a minimum of Rs. 10,000 each month on categories other than dining and entertainment. However, there are some downsides to this card. First, the movie and dining cashback is capped at Rs. 600 per month. Second, the card does not earn rewards on any other spending category. Fortunately, the Kotak Mahindra Delight Platinum Card also offers a great anniversary bonus of 4 free PVR tickets (or Rs. 750), once the cardholder achieves spends of Rs. 125,000 per month. Therefore, the Kotak Mahindra Delight Platinum Card is a great movie and dining option for individuals who can reach the Rs. 10,000 per month spending limit.
  • 10% cashback on movies and dining
  • Promotions: Anniversary Bonus: Spend ₹ 125,000 every 6 months and get ₹ 750 cashback or 4 free PVR tickets
  • Read Our Review
  • Joining Fee: Rs. 1,999
  • Annual Fee: Rs. 299
  • Reward Earn Rate: Spend a minimum of Rs. 10,000 monthly on categories other than dining and entertainment and earn 10% cashback on dining (stand-alone outlets) and movies (max transaction Rs. 4,000, max Rs. 600 cashback/month)
  • Fuel Surcharge Waiver: Transactions Rs. 400-4000 (max Rs. 4,500 waived/year)
The Kotak Delight Platinum Card is an excellent option to use on movie ticket purchases. This card offers the best-in-market cashback rate of 10% for both movies and dining. To achieve this excellent cashback rate, the cardholder is required to spend a minimum of Rs. 10,000 each month on categories other than dining and entertainment. However, there are some downsides to this card. First, the movie and dining cashback is capped at Rs. 600 per month. Second, the card does not earn rewards on any other spending category. Fortunately, the Kotak Mahindra Delight Platinum Card also offers a great anniversary bonus of 4 free PVR tickets (or Rs. 750), once the cardholder achieves spends of Rs. 125,000 per month. Therefore, the Kotak Mahindra Delight Platinum Card is a great movie and dining option for individuals who can reach the Rs. 10,000 per month spending limit.

Best Overall Cashback Credit Card: Standard Chartered Ultimate

  • ** Rewards rate of 3.33% on all spending categories**
  • Promotions: Sign-Up Bonus: Up to ₹ 10,000 cashback on MakeMyTrip if booked within 90 days of card issuance
  • Renewal benefit: 5,000 points
  • Read Our Review
  • Annual Fee: Rs. 5,000
  • Reward Earn Rate: 5 points per Rs. 150 spent on all transactions; 5% cashback duty free spend
  • Point Value: 1 point = Rs. 1 cashback
  • Priority Pass membership (USD 27/visit, waived once monthly if last month's spend > Rs. 20,000); Visa Lounge access (4 free visits/quarter, major airports in India)
  • 2 free domestic golf games/month (1 free guest game/month), 1 free golf coaching session/month
  • Air accident cover of Rs. 1 crore, emergency medical, bag delay, loss of bags/personal docs, hijacking and flight delay coverage
The Standard Chartered Ultimate Credit Card is the best overall cashback option for movie goers as it earns great rates (3.33% - 5 points per Rs. 150 spent; 1 point = Rs. 1 cashback) across all categories (including entertainment and movies). Moreover, the card offers consumers a sign-up bonus of up to Rs. 10,000 cashback on MakeMyTrip tickets. Further, the card offers solid travel perks that include 4 airport lounge visits per quarter (Visa Program) and one free monthly Priority Pass visit once the cardholder achieves spends of Rs. 20,000 per month. The Standard Chartered Ultimate Credit Card is a great option for individuals looking for a strong cashback card for more than just movies.
  • ** Rewards rate of 3.33% on all spending categories**
  • Promotions: Sign-Up Bonus: Up to ₹ 10,000 cashback on MakeMyTrip if booked within 90 days of card issuance
  • Renewal benefit: 5,000 points
  • Read Our Review
  • Annual Fee: Rs. 5,000
  • Reward Earn Rate: 5 points per Rs. 150 spent on all transactions; 5% cashback duty free spend
  • Point Value: 1 point = Rs. 1 cashback
  • Priority Pass membership (USD 27/visit, waived once monthly if last month's spend > Rs. 20,000); Visa Lounge access (4 free visits/quarter, major airports in India)
  • 2 free domestic golf games/month (1 free guest game/month), 1 free golf coaching session/month
  • Air accident cover of Rs. 1 crore, emergency medical, bag delay, loss of bags/personal docs, hijacking and flight delay coverage
The Standard Chartered Ultimate Credit Card is the best overall cashback option for movie goers as it earns great rates (3.33% - 5 points per Rs. 150 spent; 1 point = Rs. 1 cashback) across all categories (including entertainment and movies). Moreover, the card offers consumers a sign-up bonus of up to Rs. 10,000 cashback on MakeMyTrip tickets. Further, the card offers solid travel perks that include 4 airport lounge visits per quarter (Visa Program) and one free monthly Priority Pass visit once the cardholder achieves spends of Rs. 20,000 per month. The Standard Chartered Ultimate Credit Card is a great option for individuals looking for a strong cashback card for more than just movies.

Best Overall Points Card: HDFC Bank Diners Black Club Credit Card

  • Unlimited global lounge access
  • Promotions: Sign-Up Bonus: 10,000 Reward Points (worth ₹ 10,000)
  • Renewal Benefit: 5,000 Reward Points (worth ₹ 5,000); not applicable when renewal fee is waived (requires annual spend of ₹ 500,000)
  • Annual Fee: Rs. 10,000 first year; Rs. 5,000 beyond (waived on annual spend of Rs. 500,000)
  • Earn Rate: 5 points/Rs. 150 retail spend except fuel
  • FX Fee: 2.0%
  • Point Value: 1 point = Rs. 1 on HDFC Diners Club travel portal
  • Perks: Diners Club Lounge (free access to 850+ lounges); 6 green fee waivers/quarter at 20 courses in India & 40 worldwide; air accident cover Rs. 2 crore; emergency medical expense cover; baggage delay cover
  • Fuel Surcharge Waiver: Transactions Rs. 400–5,000, max Rs. 1,000/month
The HDFC Bank Diners Club Black Credit Card is the best points option for individuals looking to earn high rewards on all spending categories. The card earns a great rewards rate of 3.33% (5 points per Rs. 150; 1 point = Rs. 1 in travel rewards) on all spending categories, other than fuel. Furthermore, the card offers a great promotions as well with a sign-up bonus worth Rs. 10,000 and anniversary bonus worth Rs. 5,000, which helps offset the annual fees.


Additionally, the card great perks that include— unlimited access to the Diners Club airport lounge network ( 850+ lounges) and 6 free golf games per quarter. Unfortunately, you must have an annual income of at least Rs. 2,100,000 to be considered for this card. Therefore, if the potential cardholder meets the high salary minimum, then the HDFC Diners Club Black Card will prove to be a valuable points card to use for all spending, including movie ticket transactions.

  • Unlimited global lounge access
  • Promotions: Sign-Up Bonus: 10,000 Reward Points (worth ₹ 10,000)
  • Renewal Benefit: 5,000 Reward Points (worth ₹ 5,000); not applicable when renewal fee is waived (requires annual spend of ₹ 500,000)
  • Annual Fee: Rs. 10,000 first year; Rs. 5,000 beyond (waived on annual spend of Rs. 500,000)
  • Earn Rate: 5 points/Rs. 150 retail spend except fuel
  • FX Fee: 2.0%
  • Point Value: 1 point = Rs. 1 on HDFC Diners Club travel portal
  • Perks: Diners Club Lounge (free access to 850+ lounges); 6 green fee waivers/quarter at 20 courses in India & 40 worldwide; air accident cover Rs. 2 crore; emergency medical expense cover; baggage delay cover
  • Fuel Surcharge Waiver: Transactions Rs. 400–5,000, max Rs. 1,000/month
The HDFC Bank Diners Club Black Credit Card is the best points option for individuals looking to earn high rewards on all spending categories. The card earns a great rewards rate of 3.33% (5 points per Rs. 150; 1 point = Rs. 1 in travel rewards) on all spending categories, other than fuel. Furthermore, the card offers a great promotions as well with a sign-up bonus worth Rs. 10,000 and anniversary bonus worth Rs. 5,000, which helps offset the annual fees.


Additionally, the card great perks that include— unlimited access to the Diners Club airport lounge network ( 850+ lounges) and 6 free golf games per quarter. Unfortunately, you must have an annual income of at least Rs. 2,100,000 to be considered for this card. Therefore, if the potential cardholder meets the high salary minimum, then the HDFC Diners Club Black Card will prove to be a valuable points card to use for all spending, including movie ticket transactions.

Best No-Fee Card: Indusind Bank Pioneer Legacy

  • Earn 2% on weekends, free movie tickets
  • Promotions: Sign-Up Bonus: Oberi Hotel or Genesis Luxury vouchers
  • Anniversary Bonus: 6,000 points on Rs. 600,000 spend within one year from card issuance
  • Reward Earn Rate: 1 point/Rs. 100 spent on weekdays, 2 points/Rs. 100 spent on weekends (max 20,000 points/month)
  • Point Value: 1 point = Rs. 1 cashback
  • Movie: Buy 1 get 1 free with both BookMyShow and Sathyam Cinemas (Sathyam Cinema promotion is only available in Chennai)
  • Other Perks: Complimentary international & domestic lounge access via Priority Pass; Rs. 100,000 lost bag insurance, delayed bag, loss of passport, lost ticket, missed flight connection coverage
  • Fuel Surcharge Waiver: Transactions Rs. 400 – 4000
The Indusind Bank Pioneer Legacy Credit Card is the best no-fee card for movie spending. The card has a solid weekend rewards rate of 2% (2 points per Rs. 100; 1 point = Rs. 1) on all spending and a decent weekday rewards rate of 1% (1 point per Rs. 100; 1 point = Rs. 1). Keeping in mind that the cardholder will not be incurring any fees, these are attractive rates. Additionally, the card includes a buy one get one free offer for both BookMyShow and Sathyam Cinemas with cardholders able to avail up to three free tickets per month for BookMyShow and four free tickets per month for Sathyam Cinemas. The Indusind Bank Pioneer Legacy Credit Card is the best choice available for individuals interested in a no-fee option with solid rewards and great movie perks.
  • Earn 2% on weekends, free movie tickets
  • Promotions: Sign-Up Bonus: Oberi Hotel or Genesis Luxury vouchers
  • Anniversary Bonus: 6,000 points on Rs. 600,000 spend within one year from card issuance
  • Reward Earn Rate: 1 point/Rs. 100 spent on weekdays, 2 points/Rs. 100 spent on weekends (max 20,000 points/month)
  • Point Value: 1 point = Rs. 1 cashback
  • Movie: Buy 1 get 1 free with both BookMyShow and Sathyam Cinemas (Sathyam Cinema promotion is only available in Chennai)
  • Other Perks: Complimentary international & domestic lounge access via Priority Pass; Rs. 100,000 lost bag insurance, delayed bag, loss of passport, lost ticket, missed flight connection coverage
  • Fuel Surcharge Waiver: Transactions Rs. 400 – 4000
The Indusind Bank Pioneer Legacy Credit Card is the best no-fee card for movie spending. The card has a solid weekend rewards rate of 2% (2 points per Rs. 100; 1 point = Rs. 1) on all spending and a decent weekday rewards rate of 1% (1 point per Rs. 100; 1 point = Rs. 1). Keeping in mind that the cardholder will not be incurring any fees, these are attractive rates. Additionally, the card includes a buy one get one free offer for both BookMyShow and Sathyam Cinemas with cardholders able to avail up to three free tickets per month for BookMyShow and four free tickets per month for Sathyam Cinemas. The Indusind Bank Pioneer Legacy Credit Card is the best choice available for individuals interested in a no-fee option with solid rewards and great movie perks.

Best Card Against Fixed Deposit: BOB Financial Prime Card

  • Minimum requirement of Rs. 15,000 deposit, lowest among all other cards
  • 1% rewards on all spending categories
  • Read Our Review
  • Minimum Fixed Deposit: Rs. 15,000
  • Earn Rate: 4 Rewards Points per Rs. 100 spent
  • Point Value: 4 Reward Points = Rs. 1
  • Fuel Surcharge Waiver: Transactions Rs. 400 – 5,000; max Rs. 250 waived per month
The BOB Financial Prime Card is a great option among fixed deposit credit cards. For example, the card has the lowest minimum deposit requirement (Rs. 15,000) and no minimum fee or age requirement. Furthermore, it also has a solid rewards rate of 1% (4 points per Rs. 100 spent, 4 points = Rs. 1), this is competitive compared to other credit cards against fixed deposit. This card is ideal for individuals looking for a credit card against fixed deposit that offers solid cashback.
  • Minimum requirement of Rs. 15,000 deposit, lowest among all other cards
  • 1% rewards on all spending categories
  • Read Our Review
  • Minimum Fixed Deposit: Rs. 15,000
  • Earn Rate: 4 Rewards Points per Rs. 100 spent
  • Point Value: 4 Reward Points = Rs. 1
  • Fuel Surcharge Waiver: Transactions Rs. 400 – 5,000; max Rs. 250 waived per month
The BOB Financial Prime Card is a great option among credit cards against fixed deposit. A big plus for the BOB Financial Prime Card is that it requires a Rs. 15,000 deposit, which is the lowest minimum among its peers, and also has no fee or age/income requirement. Furthermore, it also has a solid rewards rate of 1% (4 points per Rs. 100 spent, 4 points = Rs. 1), this is relatively strong compared to other credit cards against fixed deposit. This card is ideal for individuals looking for a credit card against fixed deposit that offers solid cashback.

Learn More About Selecting Credit Cards

When looking to apply for a credit card, consumers tend to get lost due to the unfamiliar terminology or the great number of cards issued by banks. The key is to take a step back and reflect on your interests and personal spending habits to make the optimal selection.

How to Differentiate Between Cards

To differentiate between different cards it is important to note the different types of rewards that credit cards accrue: cashback, points, and miles. When trying to decide between the different rewards it is crucial to reflect on what you will be using the card for and how you would like your spending rewards to be utilized. Whether you are interested in redeeming rewards against your statement as statement credits (cashback) or redeeming rewards for other reward items or air miles, there is a card that would best suit your needs.

Rewards Rate: The rewards rate is the rewards that the cardholder earns based on the spending. Depending on the card, rewards may be elevated on certain spending categories and lower on others. On the other hand, many cards in India also have flat base rewards rates that apply to all categories. Our analysts at ValueChampion calculate the rewards rate using the redemption conversion rate of the card and multiplied it to the rewards received per spending transaction for the cards specified category. After thorough analysis we have found that the more categories an earning rate applies to with a card, the lower the rewards rate received by the cardholder. Many rewards also have monthly caps that limit the rewards earned, these caps may also be applied to multiple categories at once. For example, some cards may have a combined reward cap on grocery and dining. Due to this pattern, it may be wise to acquire a few cards for different spending categories to maximize the points and avoid reward caps.

Promotions: Promotions can play a large role when analyzing cards because they can outweigh potential downsides of a card even if only for a temporary amount of time. For example, when looking at cards we noticed that some offer a great sign-up bonus and high joining fee. After receiving the bonus, it can be applied so that the fee is offset and the first year will essentially be fee free. This makes the card even more attractive for cardholders that may have had issues with the joining fee. These sign-up or anniversary bonuses can come in as any form of units. Notably, promotions are not permanent and many are short lived, therefore it is not wise to make a decision solely based on the promotional offers of a credit card.

How we Selected Movie Cards for India

To select the best possible movie card our team at ValueChampion analyzed the cards through the entertainment rewards rates and movie perks. The following step was to select the best of the relevant cards through the lens of a consumer looking to maximize their rewards on spending at movie theaters. Finally, the selected cards were simplified and placed into the categories that best explained their value.