JetPrivilege HDFC Bank Diners Club Credit Card: What Should You Know About This Card?

JetPrivilege HDFC Bank Diners Club Credit Card: What Should You Know About This Card?

Best Travel Rewards Card for InterMiles & Etihad Airways Booking

Good for

  • Consumers interested in miles
  • Frequent overseas spenders
  • High spenders
  • Individuals who fly Etihad Airways

Bad for

  • Students
  • Individuals that do not travel
  • Unemployed individuals

Editor's Rating

4.5/5.0

The JetPrivilege HDFC Diners Club Card is the best travel rewards card for those who prefer to book flights through the InterMiles Program. For instance, cardholders receive a great rewards rate of 4.8% (16 InterMiles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) when booking on InterMiles. Furthermore, on all other spending categories, the card offers a competitive rewards rate of 2.4% (8 InterMiles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45). The JetPrivilege HDFC Diners Club Card also provides an elevated rewards rate of 6.0% (20 InterMiles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) on Etihad tickets with an additional 5% discount on economy tickets and 10% discount on business ticket purchases with the airline.

Additionally, for high spending cardholders, they can increase the annual rewards offered on spends of Rs. 150,000 within 90 days of issuance. The card also offers Diners Club Lounge access. As a result, this is a card that all frequent travellers should look to acquire.

ProsCons
  • 6.0% on Etihad Airways ticket bookings
  • 5% discount on economy ticket purchases for Etihad Airways
  • 10% discount on business class ticket purchases for Etihad Airways
  • 4.8% on travel bookings done on InterMiles
  • 2.4% on all spending categories
  • Joining fee of Rs. 10,000
  • Annual fee of Rs. 5,000
Card Overview
Pros:
  • 6.0% on Etihad Airways ticket bookings
  • 5% discount on economy ticket purchases for Etihad Airways
  • 10% discount on business class ticket purchases for Etihad Airways
  • 4.8% on travel bookings done on InterMiles
  • 2.4% on all spending categories
Cons:
  • Joining fee of Rs. 10,000
  • Annual fee of Rs. 5,000

Promotions:

  • Sign-up Bonus: 15,000 Intermiles (worth ~ ₹ 7,650); ₹ 1,000 voucher for return ticket; an extra 15,000 Intermiles on ₹ 150,000 of spend within first 90 days
  • Renewal Benefit: 10,000 Intermiles (worth ~ ₹ 5,100); ₹ 750 voucher for return ticket

What Makes JetPrivilege HDFC Bank Diners Club Card Stand Out?

The JetPrivilege HDFC Bank Diners Club Card is the best InterMiles travel card in India as it offers the best rewards rate (4.8% - (16 miles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) for bookings through InterMiles, a travel booking site. Additionally, cardholders receive a great 2.4% rewards rate (8 points per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) for all other spending categories (excluding fuel), which is one of the top rates available in India. Further, for cardholders that are interested in flying Etihad Airways, the card offers an excellent rewards rate of 6.0% (20 InterMiles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) on flight bookings made with the airline. Beyond this rewards rate, the cardholder will also receive a 5% discount on economy tickets and a 10% discount on business class tickets booked on Etihad.

The JetPrivilege HDFC Bank Diners Club Card also offers high spenders an opportunity to increase their annual rewards through a promotional offer that requires the cardholder to spend Rs. 150,000 within the first 90 days of card issuance. Another perk offered by the card is access to over 550 airport lounges across both India and the globe. Additionally, the card also offers a 15% discount on partnered restaurants across India. The card also offers unlimited golf games at partnered courses in both India and across the globe. A downside of this card, however, is that it has a joining fee of Rs. 10,000 and an annual fee of Rs. 5,000. That being said, high spenders can use the card's sign-up bonus, promotions and great rewards rates to offset the annual fee.

Name of the CourseCity/ District
Bombay Presidency Golf ClubMumbai
Kharghar Valley Golf ClubMumbai
ITC Classic Golf ResortDelhi
Jaypee GreensDelhi
Golden Greens Golf ResortDelhi
Jaypee WishtownDelhi
Karma Lakeland Golf ClubDelhi
Boulders Golf ClubHyderabad
Prestige GolfshireBangalore
Zion Hills Golf ClubBangalore
Clover Greens Golf ClubBangalore
Poona Golf ClubPune
Kensville Golf ClubAhmedabad
Glade OneAhmedabad
Madras Gymkhana ClubChennai
Panchkula Golf ClubPanchkula
Premium Course in KolkataKolkata
Premium Course in PatnaPatna

How Does the JetPrivilege HDFC Bank Diners Club Rewards Program Work?

The JetPrivilege HDFC Bank Diners Club Card is part of the InterMiles rewards program (formerly known as JetPrivilege) and allows members to use accumulated InterMiles (units) or cash for flight bookings on a variety of airlines, hotel bookings and more. JetPrivilege HDFC Bank Diners Club cardholders earn 8 miles per Rs. 150 spent on all other spending categories, other than fuel. Additionally, cardholders earn 16 points per Rs. 150 spent on the InterMiles platform. Further, for Etihad bookings, the cardholder earns 20 InterMiles per Rs. 150 spent

  • Cardholder earns 8 reward points on every Rs. 150 spent on all spending categories, excluding fuel
  • Cardholder earns 16 reward points on every Rs. 150 spent on flight bookings on the InterMiles platform
  • Cardholder earns 20 reward points on every Rs. 150 on Etihad Airways bookings
  • 5% discount for economy class ticket on Etihad
  • 10% discount for business class ticket on Etihad
  • Points redemption rate: 1 point = 1 InterMile = Rs. 0.45
  • The InterMiles earned by a member will not expire as long as the member has at least one eligible accrual or reward activity registered within the previous 18 months.

JetPrivilege HDFC Bank Diners Club Credit Card's Features and Benefits:

Card Overview
  • Annual Fee: Joining Fee is Rs. 10,000 and renewal fee is Rs. 5,000
  • Income Requirement: None listed by issuer
  • Age Requirement: 21-60 (65 if self-employed)
Rewards Rate Details
  • 8 InterMiles on every Rs. 150 spent on all spending categories, excluding fuel
  • 16 InterMiles on every Rs. 150 spent on flight bookings on the InterMiles platform
  • 20 InterMiles on every Rs. 150 on Etihad Airways bookings
Benefits & Perks
  • 15% discount at partnered restaurants
  • Airport lounge access to over 550 global lounges
  • Golf program offers waivers to golf games at 18 domestic golf courses and over 40 international golf courses
Promotions:
  • Sign-up Bonus: 15,000 Intermiles (worth ~ ₹ 7,650); ₹ 1,000 voucher for return ticket; an extra 15,000 Intermiles on ₹ 150,000 of spend within first 90 days
  • Renewal Benefit: 10,000 Intermiles (worth ~ ₹ 5,100); ₹ 750 voucher for return ticket

JetPrivilege HDFC Bank Diners Club Card’s Rewards Exclusions

The following credit card expenditures are ineligible for rewards:

Cash AdvanceAnnual fees charged for the cards
Retail purchases under Rs. 150Fuel transactions
EasyEMI and e-wallet loading transactionsIf a retail transaction is converted into SmartEMI
Insurance transactions capped at 2,000 per transaction

How Does the JetPrivilege HDFC Bank Diners Club Credit Card Compare Against Other Cards?

The JetPrivilege HDFC Bank Diners Club Credit Card has many competitors across India and it can be difficult to compare and contrast them well. Our researchers at ValueChampion have taken the time to complete this process for you with the most relevant competitors. Read our comparisons of the JetPrivilege HDFC Bank Diners Club Credit Card:

JetPrivilege HDFC Bank Diners Club Card vs. Air India SBI Signature Card

Consider this if you are looking for a great travel card and prefer to fly Air India

Age Requirement 21-60
Annual Income Requirement None listed by issuer

The Air India SBI Signature Card is a great travelling option if you prefer to fly Air India, due to its best-in-market 13.5% rewards rate (30 points on Rs. 100 spends, 1 Reward Point = 1 Airline Mile = Rs. 0.45) on Air India bookings. However, the card offers a rewards rate of 1.8% (4 points on Rs. 100 spends, 1 Reward Point = 1 Airline Mile = Rs. 0.45) on overall spending, lower than its JetPrivilege HDFC competitor which offers a 2.4% rewards rate (8 points per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) for all spending categories, excluding fuel. Although the Air India SBI Card has a higher rate for Air India, the JetPrivilege HDFC Bank Diners Club Card has a great rewards for all bookings done on the InterMiles platform, which includes multiple airlines, making this option much more versatile for the average consumer, with a rate of 4.8% (16 miles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45).

Furthermore, the JetPrivilege Card offers a separate 6.0% rewards rate (20 InterMiles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) for Etihad Airways flight bookings with additional discounts on economy and business class tickets. When it comes down to a specified airlines spending, the best card on the market for Air India is the Air India SBI Signature; however, if you are looking for a card to use on flight bookings with no airline preference, then the JetPrivilege HDFC Card is the way to go.

JetPrivilege HDFC Bank Diners Club Card vs. Yatra SBI Card

Consider this if you are a frequent traveller and prefer to book through Yatra

Age Requirement None listed by issuer
Annual Income Requirement None listed by issuer

The Yatra SBI Card is a great option for consumers that prefer to book on Yatra. Similar to Intermiles, Yatra is a versatile platform that provides different airline and travel options. However, the Yatra card offers a fairly low rewards rate of 0.25% (1 Point per Rs. 100 spent, 25% redemption rate for Yatra vouchers) on other spending categories—compared to the 2.4% rewards rate (8 points per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) offered by the JetPrivilege HDFC Bank Diners Club Card. Furthermore, the Yatra SBI Card fails to compete with the JetPrivilege Card’s elevated rewards rates of 4.8% (16 miles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) and 6.0% (20 InterMiles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) for all bookings made on the InterMiles platform and all Etihad bookings, respectively.

In terms of perks, Yatra SBI cardholders are also offered 6 discounts of up to 20% off their hotel and flight bookings on Yatra’s platform per year. As a result, if you prefer to book your trips through Yatra then the Yatra SBI Card may be better suited for your needs; however, if you are interested in an alternative card on a different platform with higher rewards you should select the JetPrivilege HDFC Bank Diners Club Card.

JetPrivilege HDFC Bank Diners Club Card vs. Standard Chartered Yatra Platinum Card

Consider this if you prefer to book your travels on Yatra and like cashback

Age Requirement 21-65
Annual Income Requirement None listed by issuer

The Standard Chartered Yatra Platinum Card is the best Yatra travel rewards card for consumers that like to book on Yatra. The card offers cardholders 10% cashback on all travel bookings plus well as a fairly low points rewards rate of 0.95% (4 points per Rs. 100, 1 reward point = 0.53 InterMiles) on all travel bookings. Due to the cashback rate, this is better than the 4.8% (16 miles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) rewards rate on InterMiles transactions offered by the JetPrivilege HDFC Bank Diners Club Card for avid travellers. The cashback rate also applies to hotel bookings, whereas the rewards rate for the JetPrivilege Card is only applicable to flight bookings. However, the Yatra Platinum offers cardholders a low 0.48% rewards rate (2 points per Rs. 100, 1 reward point = 0.53 InterMiles) for all other spending categories, compared to the JetPrivilege HDFC Card’s 2.4% rewards rate (8 points per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) on all spending categories.

Furthermore, the JetPrivilege HDFC Bank Diners Club Card also offers a specialized 6.0% rewards rate (20 InterMiles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) on all Etihad Airways bookings with a 5% discount on economy tickets and 10% discount on business class tickets. If you are looking for a card to use primarily on travel bookings through Yatra, then the Yatra Platinum Card from Standard Chartered might be the perfect fit for you. However, if you are interested in a card that you can use for great travel rewards with a solid rate on overall spending, we would recommend the JetPrivilege HDFC Bank Diners Club Card.

JetPrivilege HDFC Bank Diners Club Card vs. HDFC Bank Diners Club Miles Card

Consider this if you are looking for a no-fee card with travel perks

Age Requirement 21-60 (65 if self-employed)
Annual Income Requirement Rs. 360,000

The HDFC Bank Diners Club Miles Card is a great low-fee travel rewards option. The card offers a decent rewards rate of 1.33% (4 points per Rs. 150 spent, 1 point = 1 Air Mile = Rs. 0.5) on all spending categories. However, when compared to the JetPrivilege HDFC Bank Diners Club Card, it does not come close to the 2.4% (8 points per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) rewards rate on all spending categories. Additionally, the JetPrivilege HDFC Bank Card offers a great 4.8% rewards rate (16 miles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) on travel bookings made on InterMiles and an excellent elevated rewards rate of 6.0% (20 InterMiles per Rs. 150, 1 point = 1 InterMile = Rs. 0.45) for Etihad Airways bookings. Etihad bookings are also discounted by 5% and 10% for economy and business class tickets, respectively.

In terms of perks, the HDFC Bank Diners Club Miles Card offers up to 6 international lounge visits per year, which is low compared to the unlimited lounge program offered by the JetPrivilege HDFC Bank Diners Club Card. The HDFC Bank Diners Club Miles Card also has a much lower annual fee of Rs. 1,000 compared to the Rs. 10,000 joining fee and 5,000 annual fee required by the JetPrivilege HDFC Bank Diners Club Card. However, the JetPrivilege HDFC Card offers a much higher sign-up bonus than the Club Miles Card. If you are interested in a lower fee HDFC Diners Club Card to accumulate miles with then this is the card for you. However, if you can afford the hefty fee attached to the JetPrivilege Card then the JetPrivilege HDFC Bank Diners Club Card is the better choice.

Sahmi Chowdhury

Sahmi is a Junior Research Analyst specialising in credit cards and insurance in India. He previously worked in the financial services sector at Brown Brothers Harriman and True Capital Management.