SBI FBB STYLEUP Card: Great Card for Big Bazaar Shopping

SBI FBB STYLEUP Card: Great Card for Big Bazaar Shopping

Offers the Highest Rewards Rates and Discounts for Big Bazaar Shoppers

Good for

  • Families
  • Big Bazaar shoppers
  • Frequent diners

Bad for

  • Individuals looking for a general spending card
  • Frequent travellers

Editor's Rating

4.5/5.0

The SBI FBB STYLEUP Contactless Card is one of the best shopping cards available in India. When shopping at Fbb or Big Bazaar stores, cardholders earn a 10% discount. Alongside the discount, the cardholder will earn a 2.5% rewards rate, which also applies to Food Bazaar and at restaurants (10 points per Rs. 100 spent, 1 point = Rs. 0.25)—a source of great value to consumers shopping and dining at these locations. However, the card earns a below average 0.25% rewards rate (1 point per Rs. 100 spent) on all other spending categories. Therefore, this is an excellent card for consumers who intend to use it for shopping, dining and groceries at Big Bazaar stores.

ProsCons
  • 10% discount on Fbb and Big Bazaar
  • 2.5% rewards rate on Fbb, Big Bazaar, Food Bazaar and all dining expenditures
  • Unlimited discounts on Fbb and Big Bazaar
  • 0.25% rewards rate on general spending
Promotions:
  • Sign-Up Bonus: ₹ 500 FBB gift voucher
  • Renewal Benefit: 2,000 Reward Points (worth ₹ 500)
Card Overview
Pros:
  • 10% discount on Fbb and Big Bazaar
  • 2.5% rewards rate on Fbb, Big Bazaar, Food Bazaar and all dining expenditures
  • Unlimited discounts on Fbb and Big Bazaar
Cons:
  • 0.25% rewards rate on general spending
Promotions:
  • Sign-Up Bonus: ₹ 500 FBB gift voucher
  • Renewal Benefit: 2,000 Reward Points (worth ₹ 500)

What Makes The SBI FBB STYLEUP Card Stand Out?

The STYLEUP card is a great option for those interested in shopping rewards. For instance, the card offers a 10% discount and an additional 2.5% rewards rate (10 points per Rs. 100 spent, 1 point = Rs. 0.25) on all spending done at Fbb or Big Bazaar stores. Furthermore, this rate is also applicable to Food Bazaar and all other dining expenses, making this a competitive card for foodies across India. Unfortunately; however, the card earns a below average 0.25% rewards rate (1 point per Rs. 100 spent) on general spending. Still, this is an ideal card for any Big Bazaar chain shopper to use on all their shopping, dining and grocery expenses.

How Does the SBI FBB STYLEUP Credit Card’s Rewards Program Work?

The SBI FBB STYLEUP Card’s reward program is heavily focused on the Big Bazaar chain. The card offers a 10% discount at all purchases done at Fbb and Big Bazaar stores with an additional 10 points per Rs. 100 spent. The same rewards of 10 points per Rs. 100 are applied on Food Bazaar and dining spendings. Moreover, the card earns 1 point per Rs. 100 on general spending. The redemption for all of these the STYLEUP card is 1 point = Rs. 0.25. The card has no cap for the points that can be accumulated and the points will expire after 3 years of accrual.

  • 10% discount on all Big Bazaar spends
  • 10 points per Rs. 100 on Big Bazaar, Food Bazaar and dining spending
  • 1 points per Rs. 100 on general spending
  • Reward redemption rate of 1 point = Rs. 0.25
  • No maximum rewards points
  • Points expire after 3 years of accrual

SBI FBB STYLEUP Credit Card's Features and Benefits:

Card Overview
  • Joining Fee: Rs. 499
  • Annual Fee: Rs. 499
  • Income Requirement: None listed by issuer
  • Age Requirement: None listed by issuer
Rewards Rate Details
  • 10% discount on all Big Bazaar spends
  • 10 points per Rs. 100 on Big Bazaar, Food Bazaar and dining spending
  • 1 points per Rs. 100 on general spending
  • Reward redemption rate of 1 point = Rs. 0.25
Benefits & Perks
  • 10% discount on all Big Bazaar spends
Promotions:
  • Sign-Up Bonus: ₹ 500 FBB gift voucher
  • Renewal Benefit: 2,000 Reward Points (worth ₹ 500)

How Does SBI FBB STYLEUP Credit Card Compare Against Other Cards?

Read our comparisons of the SBI FBB STYLEUP Credit Card:

Graph showing India’s Best Shopping Cards for Consumers Spending approximately Rs. 47,000 per month

SBI FBB STYLEUP Card vs. HDFC Snapdeal HDFC Bank Card

Consider this if you prefer to shop on Snapdeal

Age Requirement 21-60 (65 if self-employed)
Annual Income Requirement None listed by issuer

The Snapdeal HDFC Credit Card is the best online shopping card available and also earns solid travel rewards. The card offers a 5% discount on all Snapdeal expenditures, plus a 6.67% rewards rate on Snapdeal purchases. Furthermore, this rewards rate is also applied to HDFC’s exclusive SmartBuy platform. Similarly, the STYLEUP card offers a 10% discount on Fbb and Big Bazaar spends with an additional 2.5% rewards rate, which can also be applied to Food Bazaar and restaurants. Both cards have fairly low overall rewards rates on general spending. Though, the Snapdeal Card offers an elevated rewards rate of 1.33% on utilities. In sum, if you frequently shop on the Snapdeal platform, the Snapdeal Card might be best. However, if you prefer the Big Bazaar chain, we would recommend the STYLEUP Card.

SBI FBB STYLEUP Card vs. Kotak Essentia Platinum Card

Consider this if you are searching for a card primarily for shopping and grocery spending

Age Requirement 21-65
Annual Income Requirement None listed by issuer

The Kotak Mahindra Essentia Platinum Card is a great shopping option that earns great rates on shopping and groceries purchases (10% cashback on both categories). This is similar to the STYLEUP Card, which offers a 10% discount and 2.5% rewards rate at Big Bazaar and an elevated 2.5% rewards rate on groceries through Food Bazaar. The retail and grocery benefits may be more attractive with the Kotak Essentia Card; however, the Essentia Card has a Rs. 500 monthly cap, whereas the STYLEUP has none. As a result, we would recommend the Essentia Card for consumers seeking an credit card for general shopping and groceries, but would recommend the STYLEUP for frequent Big Bazaar shoppers.

SBI FBB STYLEUP Card vs. Citibank Rewards Card

Consider this if you are interested in receiving solid shopping rewards

Age Requirement None listed by issuer
Annual Income Requirement None listed by issuer

The Citibank Rewards Card is a great card for those interested in a shopping card that also incurs, effectively, no fees. The card does not charge a joining fee and has an easily waivable annual fee, unlike the unwaivable STYLEUP Card. In regards to rewards, the Citi Rewards Card earns 2.8% (10 points per Rs. 125 spent; 1 point = Rs. 0.35) on all retail spending, which is significantly less than the 10% cashback and additional 2.5% rewards rate earned by the STYLEUP Card on Big Bazaar spends. Both cards have a comparable low rewards rate (0.25% vs 0.28%) on general spending. As a result, it would be best to look into the Citi Rewards Card if you are looking for a solid shopping and are trying to avoid fees; however, the STYLEUP Card is a much better option overall.