Snapdeal HDFC Bank Card: A Great Credit Card for Consumers Who Shop on Snapdeal

Snapdeal HDFC Bank Card: A Great Credit Card for Consumers Who Shop on Snapdeal

The Best Credit Card on the Market for Snapdeal Users

Good for

  • Online shoppers
  • Snapdeal users

Bad for

  • Consumers looking for a card to use on general spending
  • Individuals who want a general online shopping card

Editor's Rating

4.0/5.0

The Snapdeal HDFC Card is the best credit card to use for Snapdeal shopping. The card earns an excellent rewards rate of 6.67% (20 points per Rs. 150 spent, 1 point = Rs. 0.5 in Snapdeal vouchers) along with a 5% instant discount on the Snapdeal platform, essentially providing cardholders with a 11.67% rewards rate. However, the card earns a lower 0.67% rewards rate (2 points per Rs. 150 spent) on general spending. Still, the card is great for individuals who tend to make purchases on the Snapdeal platform.

ProsCons
  • 6.67% rewards rate on Snapdeal platform spending
  • 5% instant discount on all purchases made on Snapdeal
  • General spending rewards rate: 0.67%
  • Rewards are limited to Snapdeal
Promotions:
  • Sign-up Bonus: Snapdeal Vouchers worth ₹ 2,250 (₹ 2,000 in direct vouchers, 500 points redeemable for ₹ 250 in vouchers)
Card Overview
Pros:
  • 6.67% rewards rate on Snapdeal platform spending
  • 5% instant discount on all purchases made on Snapdeal
Cons:
  • General spending rewards rate: 0.67%
  • Rewards are limited to Snapdeal
Promotions:
  • Sign-up Bonus: Snapdeal Vouchers worth ₹ 2,250 (₹ 2,000 in direct vouchers, 500 points redeemable for ₹ 250 in vouchers)

What Makes Snapdeal HDFC Bank Card Stand Out?

The Snapdeal HDFC Card is the best shopping option for those who frequently shop on Snapdeal. On Snapdeal purchases, the card earns 6.67% (20 points per Rs. 150 spent, 1 point = Rs. 0.5 in Snapdeal vouchers) with an additional 5% discount—essentially earning a rewards rate of 11.67%. However, the Snapdeal HDFC Card earns a lower rewards rate of 0.67% (2 points per Rs. 150 spent) on general spending, making it only useful for Snapdeal purchases. On the other hand, the card offers a great promotion that provides cardholders with Snapdeal vouchers. In all, the Snapdeal Card is best for those that are seeking a credit card to use on the Snapdeal platform.

How Does the Snapdeal HDFC Bank Rewards Programme Work?

The Snapdeal HDFC Bank rewards programme is a points based system where the cardholders earn elevated rewards on purchases made on the Snapdeal platform. The card earns 20 points per Rs. 150 spend on the platform and earns 2 points per Rs. 150 on general spending. The redemption rate for these rewards is 1 point = Rs. 0.50 in Snapdeal vouchers. Points expire 2 years from the date of accumulation.

  • 20 points per Rs. 150 spent on Snapdeal
  • 2 points per Rs. 150 on general spending
  • Rewards redemption rate: 1 point = Rs. 0.50 in Snapdeal vouchers
  • Points expire 2 years from the date of accumulation

Snapdeal HDFC Bank Credit Card's Features and Benefits:

Card Overview
  • Joining Fee: 500
  • Annual Fee: 500 (waiver applicable with prior year spends of Rs. 150,000)
  • Income Requirement: None listed by issuer
  • Age Requirement: 21-60 (65 if self-employed)
Rewards Rate Details
  • 6.67% rewards rate on purchases made on Snapdeal
  • 0.67% rewards rate on general spending
Benefits & Perks
  • 5% discount on all Snapdeal purchases (maximum discount of Rs. 500)
Promotions:
  • Sign-up Bonus: Snapdeal Vouchers worth ₹ 2,250 (₹ 2,000 in direct vouchers, 500 points redeemable for ₹ 250 in vouchers)

Snapdeal HDFC Bank Card’s Rewards Exclusions

The following credit card expenditures are ineligible for rewards:

  • EasyEMI loading transactions
  • Retail transactions converted to EasyEMI

How Does the Snapdeal HDFC Bank Credit Card Compare Against Other Cards?

The Snapdeal HDFC Card is the best Snapdeal related credit card on the market. This card is ideal for consumers that frequently shop at Snapdeal.

Read our comparisons of the Snapdeal HDFC Bank Credit Card:

Graph showing India’s Best Online Shopping Cards for Consumers Spending approximately Rs. 47,000 per month

Snapdeal HDFC Bank Card vs. Kotak Mahindra Essentia Platinum Card

Consider this if you are looking for a cashback card for shopping and groceries

Age Requirement 21-65
Annual Income Requirement None listed by issuer

The Kotak Mahindra Essentia Platinum Card is the best cash back credit card for retail and grocery shopping. The Essentia Platinum Card earns a great 10% cashback on both shopping and grocery spending, the highest in our review. On the other hand, the Snapdeal card effectively earns 11.67% on all Snapdeal purchases; however the Snapdeal Card rewards are only eligible on the Snapdeal platform. Additionally, the Essentia Card has a Rs. 500 cap per month on the rewards earned with the cashback, whereas the Snapdeal Card only has a Rs. 500 cap on the 5% discount. Therefore, we recommend the Essentia Card for consumers who are going to primarily spend on shopping and groceries; however, we recommend the Snapdeal Card to high-spending online shoppers who frequently shop on Snapdeal.

Snapdeal HDFC Bank Card vs. SimplyCLICK SBI Card

Consider this if you are tend to do most of your shopping online, preferably Amazon

Age Requirement None listed by issuer
Annual Income Requirement None listed by issuer

The SimplyCLICK SBI Card is a great card that earns lower rates than the Snapdeal Card, but can be applied to a larger number of online vendors. For instance, the card earns a rewards rate of 2.50% (10 points per Rs. 100 spent, 4 points = Rs. 1) on Amazon, Cleartrip, Foodpanda and BookMyShow, Lenskart and UrbanClap. Further, the card earns a 1.25% (5 points per Rs. 100, 4 points = Rs. 1) on all online spending. These rates are all lower than that offered by the Snapdeal Card, but it is also more versatile and has no cap. As a result, SimplyCLICK Card is more suitable for consumers looking for a versatile online shopping card.However, if you frequently shop on Snapdeal, the Snapdeal Card is a better choice.

Snapdeal HDFC Bank Card vs. SBI FBB STYLEUP Card

Consider this if you shop at Big Bazaar

Age Requirement None listed by issuer
Annual Income Requirement None listed by issuer

The FBB SBI STYLEUP Card is one of the best shopping cards on the market, due to the discounts and rewards it offers on Fbb and Big Bazaar stores. For instance, the STYLEUP Card earns cardholders a great 10% discount with an additional rewards rate of 2.50% (10 points per Rs. 100 spent, 1 point = Rs. 0.25) at both locations. This rewards rate is also applicable at Food Bazaar and on other dining spends. The rate for Fbb and Big Bazaar stores is higher than the Snapdeal rate of 6.67% plus 5% discount on purchases. In terms of versatility and Big Bazaar spending, we would recommend the STYLEUP Card; however, in terms of Snapdeal platform spending, we would recommend the Snapdeal Card.